We also offer traditional type of lay-by.
At checkout, just choose "Bank Deposit (including Layby)" as your payment method and leave a note to let us know you would like to put your order on lay-by.
We will contact you to set up a payment plan. Payment plan is usually up to 4 months with either weekly, fortnightly or monthly payment. 20% non-refundable deposit is required as initial payment. Then remaining amount can be made via bank deposit, Paypal or credit card. If you want to pay off your lay-by early, you are welcome to do so. We are very flexible and will try our best to accommodate your request.
If you miss your layby payment for 4 weeks, we will send a payment reminder to you. Your layby will be cancelled if no payment is received for 6 weeks unless prior arrangement has been made. We will refund your previous payments except the 20% non-refundable deposit.